SIP in India and international rankings show strong 30-year returns

India achieved the second-highest estimated returns for systematic investment plans (SIPs) over a thirty-year duration among fifteen evaluated countries, recording an internal rate of return (IRR) of 13.3%, as stated in a comparative study by DSP Mutual Fund. For individuals looking into sip india and international comparisons, the findings provide a detailed look at how local equity markets performed over three decades using local currencies.

The analysis, published in the November 2026 edition of the Netra report by DSP Mutual Fund, evaluates estimated total-return index results from lump-sum investments against SIP performance across fifteen markets. Brazil claimed the top position with an estimated return of 14.8%, followed by India at 13.3%, Mexico at 12.3%, Indonesia at 11.1%, and the United States at 11%. South Korea and Japan registered returns of 10.8% and 9.9% respectively.

SIP India and international comparison

In the Indian market, the estimated SIP return of 13.3% remained slightly above the lump-sum return of 13%, representing a difference of 0.3 percentage points. Japan exhibited the widest margin favoring SIP strategies, reporting returns of 9.9% compared to 5.5% for lump-sum deployments. Conversely, lump-sum investments surpassed SIP performance in several jurisdictions, including Brazil, Mexico, Australia, France, and mainland China.

India ranked second globally for 30-year SIP returns with an IRR of 13.3 percent.

Beyond systematic investment metrics, the DSP report draws attention to the stability of corporate earnings growth within the country. From 2010 through 2025, Indian firms posted an annualized earnings-per-share expansion of 9.1%, experiencing earnings contractions in only three out of the sixteen years analyzed. Furthermore, 28% of Indian enterprises achieved a ten-year average return on equity exceeding 20%, marking the second-highest proportion among all studied territories, trailing only the United States. Historical estimations do not serve as guarantees for future outcomes.

Why it matters

This comparative study provides long-term historical context for market participants evaluating systematic investment strategies across global jurisdictions. By outlining how regular investments performed over a thirty-year horizon against lump-sum alternatives, the report offers empirical perspective on equity market behavior in India and fourteen other regions.